The development of loans in Blockchain - ERC1068

Hi everyone,

I am Diego, currently a student of Law and Business in Madrid.

During the last months I have been very interested in the development of loans in Blockchain. I have been studying the ERC1068 and companies like AAVE.
However, I think that we are far to discover de formula of a decentralized platform for the loans. Maybe because two problems:

  • The necessity to identify the borrower and the lender.
  • The necessity to keep a collateral.
    So, if someone knows resources, information, or just want to share their opinion, let me know.

Thanks so much. :smiley: