Why isn't there an ERC for `safeTransfer` for ERC-20?

Yes:

ERC1363 already covers this usecase, and is final. Creating a new competing ERC for the same usecase would lead to even more confusion in this space, with some contracts implementing 1363, some 4524, some neither …

This confusion will just lead to everybody losing, and standardization not happening.

There is a standard. It works. It’s complete. It’s clear. Just use it, or push more people to use it.

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