Discussion on Pay with USSD

MASDXI · January 2, 2025, 10:53pm

Discussion topic for Pay with USSD

MASDXI/pay-with-ussd/blob/main/ERC/erc-xxxx.md

---
eip: XXXX
title: Pay with USSD
description: Offline payment transactions via USSD.
author: sirawt (@MASDXI), Paramet Kongjaroen (@parametprame), et al.
discussions-to: https://ethereum-magicians.org/t/eip-xxxx/
status: Draft
type: Standards Track
category: ERC
created: yyyy-mm-dd
---

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requires: 681
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## Motivation
In scenarios with limited or unreliable internet access, traditional digital payment methods may not be feasible. Unstructured Supplementary Service Data (USSD) provides a vital solution by enabling offline transactions like payments, transfers, and balance inquiries without requiring internet connectivity. Its simplicity and broad compatibility with basic mobile devices and Electronic Draft Capture (EDC) device make USSD an essential tool for mobile payments, particularly in underserved areas, supporting financial inclusion and broader access to digital financial services.

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Update Log

2024-01-03: Initiate idea

External Reviews

None as of 2024-01-03

Outstanding Issue

None as of 2024-01-03

Summary

Unstructured Supplementary Service Data (USSD) enables offline transactions, supporting payments and transfers without internet connectivity.